Top 7 Reasons to use a Mortgage Broker

1. We’re a one-stop shop.
When you call a Mortgage Broker, it’s like calling 30+ different lenders. Each lender will have several different products in their mortgage lineup, and your Mortgage Broker will sift through hundreds of products at their fingertips to find the best mortgage for your situation, at the best rate available. Simplify your life and choose a Mortgage Broker. Let us do the hard work for you.

2. We’re on your side.
Many Mortgage Brokers prefer to offer clients full representation – which means we act in your best interests during a transaction and advocate on your behalf. Our duties to the lenders we work with is strictly to be honest and exercise reasonable care and skill. We want a client for life. Not just for one transaction. However, not all Mortgage Broker agreements are created equal. Some offer to act as an intermediary between you and the lender, which takes both the clients interests and the lenders interests into account, but they do not advocate on your behalf. It’s important to check your Mortgage Brokers agreement to ensure which type of representation you’re being offered. (I only offer full representation.)

3. We work around the clock for you.
Most Mortgage Brokers have scheduled evening and weekend hours so they can work with your busy schedule. We are much more likely to accommodate clients even in our off hours as well. If you have a question or a concern about your mortgage transaction, call or email us. We’d love to set your mind at ease that we are on it, so you don’t have to worry. Typically, we return phone calls within a few hours if at all possible – even on the weekend.

4. Did I mention we’re paid by the lenders on most transactions?
Lenders offer Mortgage Brokers a commission that’s paid in lieu of paying their sales teams. This basically means…you get a battle-ready warrior on your side, for free! If you need creative financing, such as going with a private lender, this could change, but 90% of clients never pay a cent for your Mortgage Brokers services. Your Mortgage Broker will do everything they can to place you with a lender that doesn’t require you to pay for their services first.

5. We want to see you succeed.
Our clients mean the world to us and we treat them like gold. Like I said before, we want to be there for more than just one transaction. We want to make sure your mortgage works for you every step of the way. If life happens, and you need to refinance, or move to another home, we can discuss all the options available to you to find the best scenario for your long-term future.

6. We have advanced education in mortgages.
If you’re like most people, your home is the largest investment you will make in your lifetime. It’s important to have expert advice so you can choose the best mortgage product for your situation, now and in the future.

7. Less inquiries on your credit report.
Finally, in most cases, we’ll only need to pull your credit once, yet you have access to many different lenders with that one credit pull. That’s a powerful thing.

Call me today to discuss your upcoming purchase, refinance or renewal. I’d be honored to help you with your mortgage.